When is a good time to start planning for college? Now.
With the current cost of college, it is never too early, or too late. Graduates often find themselves still struggling to pay for their education well beyond twenty or more years after graduation which, in some cases, has made college a bad investment. But with a little information, and the right resources, one can reduce those costs, and in some cases to zero. In the following article you will find several resources, and useful information that can be implemented when a child is born, or when they are already enrolled in college. Of course, the sooner one gets started, the better! Ok lets get started with the nuts and bolts.
The easiest ways first:
1. Join UPromise and Save for College while doing everyday shopping. Upromise is a one-stop college service provider that helps families earn, save and pay for higher education. With Upromise, families can automatically save money for college while making everyday purchases at grocery and drug stores, gas stations, restaurants, retail stores and online shopping sites. Upromise partners include ExxonMobil Corporation, JCPenney.com, LandsEnd.com, Sears.com, and hundreds of others.
While my youngest daughter's child was still very young, she made sure to enroll me and other relatives in this program, and we too begin saving for Koty's future. It is very easy, and makes shopping even more fun to know I am contributing to my grandchildren's future.
Note: signing up is free, but be sure to register your current credit cards so you can begin earning money on them. . Also check out the coupon section...it is awesome! Parents, grandparents, college students, friends and relatives join now and start making money for college enrollment! ( Join UPromise and Save for College )
2. One of the most common costly mistakes is not taking high school courses that are required by college, grant, and scholarship foundations. This planning needs to begin as your child begins their freshman year of high school.
We were surprised that our children's guidance counselor did not have these answers. It was my older brother who warned us. After he entered college he discovered his mistake, and found himself having to make them up in college which cost him considerably more.
3. By enrolling in a State Community College, one can expect to save about one half of the cost of attending a public four year university. But there is a catch. If and when you get ready to transfer your two year degree credits (from the community college) to a university, not all of your credits may be accepted. So as you plan your community college courses, check with the university, of your choice, to see which ones will be accepted; otherwise you will likely find yourself having to repeat some of the same courses at the university, which adds more to your cost and time.
4. Some States, like Florida , offer college assistance programs.
5. In some States, children receive free college until they reach the age of 18. Many home-school children take advantage of this opportunity because they often finish their high school classes ahead of time allowing them to begin taking college early (for free until they reach 18 years of age). Check with your State or home-school group to see if this is an option for you
6. Don't pay full price for your college test books: Save up to 70% on textbooks when you rent through Cengage Brain!. CengageBrain rents textbooks, sells new print textbooks, eBooks, eChapters (individual digital chapters) plus print and digital study tools. Students are provided choice and savings when they shop at CengageBrain. EBooks are priced 50% off list price of a regular print textbook while eChapters start as low as $1.99 each
6(a). You will likely need a laptop, and there are currently some very good deals out there like the following one: Acer Aspire AS5251-1805 15.6-Inch Laptop (Black)
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Scholarships And Grants are a bit more work, but not as hard as you might think:
1. Find free money for college or an advanced degree: Search now!
2. If you are a home-schooler in Florida check out this link at The Florida Parent Educators website. Not in Florida? It is easy to check your State home-school association by Goggling "Your State homeschool association convention" to see if they offer any scholarships.
3. Many colleges and universities are offering some of their classes on line which can save you considerable amounts of money. It also allows for time flexibility. I recently took advantage of this opportunity, and was very pleased. However make sure that the credits from these courses are transferable to a university you might intend to transfer to.
Note: When applying for our daughter's grants and scholarships, we learned that most people ignore the smaller ones, and apply only for the larger payouts which makes the latter more competitive, and harder to obtain. We applied for several of the smaller ones, and a few of the larger ones. She received enough small grants to pay for text books, college courses, and a little left over which she was allowed to buy clothes with. So don't ignore the small grants and scholarships. Please Know that you may Contact Us with any questions you might have, and let us know your results, and if this article was helpful.